You would never buy a home or car simply based on price, would you? Because you first have to know that it met your needs and expectations, right? Insurance is commonly bought and sold based on price alone. Low cost insurance often times is unsuitable for your needs leaving you vulnerable and unprotected from many angles. Seemingly low cost insurance policies generally lack critical coverage needed during a loss.
At BenefitSource, we consider your insurance needs first and provide you with competitive rates from multiple carriers. Of course we’ll make sure you get the best price available, but you can be sure you’re saving money on the right coverage. In some cases, you may be comfortable assuming more risk for a lower cost. We’re here to ensure you are aware of the risk is upfront rather discovering a short fall during a loss. That’s what it means to Be Insurance Minded.
Understanding your policy is just the beginning. Your policies should work in conjunction with one another to provide you comprehensive coverage. You must view your entire set of policies as one portfolio working together to form one cohesive insurance plan, whether written through BenefitSource or through other agents or carriers. We’ll perform a complete analysis of your insurance plan to identify possible coverage gaps, inadequacies and redundancies; to ensure your overall insurance plan provides optimal protection for the best price. This is why we developed Insurance Minded Tools.
Insurance Minded Tools were designed and developed by Insurance professionals with a focus on what client’s, like yourself are generally missing in your overall insurance experience. Combining the expertise of a BenefitSource Insurance Professional and the easy-to-use Insurance Minded Tools will empower you to implement a defined insurance plan. For the first time you will be able to fully understand your coverage, as well as adjust coverage to accommodate changes in your life and/or needs. This allows you to do more than just stand by and watch key decisions be made about your insurance coverage. Now you can be involved and informed in the process of managing your risk, anytime, anywhere.Why is this important?
Life has two financial components that you struggle through to build your dreams:
Income/Career
Assets/Wealth
Insurance products are essential to protecting your hard earned dreams from becoming a nightmare. Ever hear of someone being sued for damages above and beyond the limits in their insurance policy or not having adequate coverage to rebuild their home after a fire? Or, someone ready to retire and a major surgery wiped out their nest egg? Or worse, the major bread winner in the family dies without any or enough life insurance.
Insurance is about being SURE and CONFIDENT that nobody takes away what is important in your life. ALL that you possess now and most of what you earn in the future CAN be taken away from you through lawsuits, wage garnishments, inheritance taxes, and many other unexpected factors.
Working with BenefitSource Insurance Professional will ensure you understand exactly how your insurance coverages work together and protect you. This will help avoid the all too common pitfalls of most insurance plans. The most important thing you need in your life is a cohesive insurance plan. We encourage you to Be Insurance Minded.Take a Closer Look
Insurance Minded Tools are designed to quickly and easily review everything you need to know about your insurance:iPlan (Cohesive Insurance Plan): With iPlan you can view your entire set of policies as one cohesive insurance plan, whether written through BenefitSource or through other agents or insurance companies. This process reveals coverage gaps, inadequacies and redundancies, so you can ensure your overall insurance plan provides optimal coverage.Insurance Minded Communications: Receive automatic notifications that are specific to your insurance policies. This will help your iPlan stay up to date with your life changes and needs.Calendar of Events: Receive notification when it’s time for a complete review of your iPlan.Announcements: Remain informed about important issues affecting your policies, as well as new policies or coverage that may fill a gap in your iPlan.Household Inventory Storage: You own much more than you realize. Remembering everything in a time of loss is almost impossible. Video or photos of all your household belongings will allow you to remember and the claims process will be much easy and faster. We’ll store these for you and provide them when needed.Policy Services: Easy, 24/7 access to policies with most of our insurance companies. View, make minor changes to your coverage, check billing, print certificates and make online payments.How can I get the most out of my Insurance Minded iPlan?
Your iPlan includes all of your coverage, not just the coverage attained through BenefitSource, we’ll need copies of all your insurance policies’ Declaration Pages, as well as any other information required to provide a complete risk review. This will ensure that we have a complete understanding of your coverage, so that we can provide you with one cohesive insurance plan.
Please note/disclosure: Insurance Minded Tools are only for clients who can commit to wanting to develop a sound insurance plan and who want to select the correct coverage for their needs. It is impossible to cover every risk that you could be presented with. However, the most important thing to do is to try and understand how your insurance protects you. Separate enrollment is required.